With over a decade of experience in finance, lending, and real estate, Jeffrey Ike is the CEO of Arise Capital Advisory and a Commercial Mortgage Specialist at CanadaLend.com, where he helps business owners, developers, and investors secure innovative financing solutions. Holding an MBA and having previously worked with TD Bank and BMO, Jeff brings over 10+ years of financial expertise spanning business financing, commercial mortgages, construction loans, and residential lending. Throughout his career, he has successfully helped clients secure more than $2 billion in funded deals. Known for his analytical precision and entrepreneurial vision, Jeff bridges the worlds of banking and real estate turning financial complexity into growth opportunities that drive long-term success.
- Trusted by Canadians for smart, secure financing
Commercial Mortgage Specialist — Ontario
Smart, Flexible Mortgage Solutions When Banks Say No
If your bank said no to financing your commercial investment property or owner-occupied commercial property, you still have options. We help business owners and investors access commercial financing through banks, B-lenders, alternative lenders, and private equity lenders, based on real-world circumstances — not just perfect credit.
Pre-Approval
Funding Offer
Ref: #CM-2025-01
★★★★★
5.0 Google Reviews
Approved Amount75% LTV
$4,250,000
Interest Rate
From 4.00%
Amortization
Interest Only
Commercial Mortgage Specialist — Ontario
Commercial Mortgage Solutions When Banks Say No
If your bank said no to financing your commercial investment property or owner-occupied commercial property, you still have options. We help business owners and investors access commercial financing through banks, B-lenders, alternative lenders, and private equity lenders, based on real-world circumstances — not just perfect credit.
✔Equity Based Approvals
✔Strategic Structuring
✔Interest-Only Options
Pre-Approval
Funding Offer
Ref: #CM-2025-01
★★★★★
5.0 Google Reviews
Approved Amount75% LTV
$4,250,000
Interest Rate
From 4.00%
Amortization
Interest Only
CANADA'S LEADING EQUITY-BASED MORTGAGE Specialist
TOP RATED COMMERCIAL MORTGAGE SPECIALIST
★★★★★
5.0 Google Reviews
Over $2 Billion in Mortgages Across Ontario
Financing Solutions
Financing for every scenario
Whether you need to repatriate equity for a new opportunity or restructure existing obligations, our network of lenders offer income & asset-based programs designed for speed and certainty
🏢
Institutional, Alternative & Private Mortgages
Primary Commercial Financing for Purchases & Refinances. Flexible underwriting for investors and owner-occupied properties.
Up to 100% LTV (owner-occupied)
Income-light approvals available
A/B + Private lender options
💰
Equity Takeout / 2nd Mortgage
Unlock Capital Without Refinancing Your Existing Mortgage. Leverage existing commercial equity for expansion, inventory, equipment purchase, construction, debt consolidation, or tax issues.
Up to 80% LTV (lender dependent)
Flexible use of funds
No bank financial covenant requirements
⏱️
Bridge Financing
Close on Time While Waiting for Refinancing or Sale. Short-term solutions for acquisitions with tight timelines, bank delays, or pending payout events.
Typical Terms: 3–6 Months
Fast Closings (5–10 days on equity deals)
Open terms / No prepayment penalties
🏗️
Construction & Infill
Commercial Funding Structured Around Projected Completed Value (Not Current Value). Commercial construction, infill, mixed-use development, industrial expansion, and multiresidential builds.
Land financing + construction funding
Private Lender Options (owner-builder accepted)
CMHC-Insured options (multi-res rental)
A/B Lender programs (Meridian, Laurentian)
⚠️
Special Situations & Rescue Capital
Financing to Resolve Urgent Commercial Challenges. Strategic capital to protect property, stabilize operations, or avoid forced sales.
Power of Sale Prevention / Exit Strategy
Business Cash Flow & Debt Restructuring
CRA / Tax Liens or Judgments
Corporate or Partner Buyouts
💼
Priority Refinance & Title Clean-Up
Clear Legal, Tax, or Registration Blocks Preventing Financing. Funding designed specifically to clean title and make commercial assets financeable again.
CRA / HST / Payroll lien payouts
Judgment lien removal
Forced-sale reconciliation
Balance sheet restructuring for A/B lenders
We have more than 10 years of experience
Trusted Financial Partners for Every Ambition
We believe trust is earned through transparency, and success is built through partnership. Every solution we design starts with one focus you.
Simple Process
How We Help You
How We Help You
Access Your Property's Equity
Our streamlined process connects you with the right lenders to get you funded quickly and efficiently.
Complete a Free Equity Assessment
Fill out our quick form to provide basic property details. Takes less than 2 minutes.
Receive Custom Financing Options
We'll evaluate your property's equity and match you with the best lenders for your situation.
Get Approved and Funded Fast
We'll guide you through the process and help secure funding within days, not months.
Case Studies
Real clients. Real challenges. Real results—see how we turn mortgage declines into approvals.
Auto Repair Shop
Owner-Occupied
Challenge
Declined due to lack of long-term business financials
Solution
Approved through owner-occupied program
80% LTV with refinance plan after 18 months
Result
Purchased building, eliminated rent, grew capacity
Mixed-Use Property
Retail + Residential
Challenge
Credit issues + CRA arrears
Solution
Approved through equity-based private lender
12-month interest-only mortgage to stabilize leases
Result
Refinancing to B-lender underway once income stabilizes
Medical Clinic
New Practice
Challenge
No historical business income
Solution
100% financing using collateral + business start-up profile
Bridge-to-B lender strategy
Result
Clinic opened with no upfront real estate capital
WHY CHOOSE US?
Structured Commercial Lending
For Business Owners & Investors
We connect you with banks, B-lenders, and private lenders to secure financing quickly, without the traditional hurdles of direct lending.
Structured To Close Faster
Traditional Lenders: Slow, Sequential underwriting
With Us: Lender-ready packaging from day 1
Simplified Documentation
Traditional Lenders: Strict & Lengthy
With Us: Flexible approval
Flexible Approval
Traditional Lenders: One-size underwriting
With Us: Tailored to real business conditions
more than 200 companies have trust us
More Than 200
Companies Have Trust Us
Ready to Get Started? Let's See What You Qualify For
No Upfront Broker Fees — Only Pay If Funded
You only pay when your commercial mortgage funds. All lender and legal fees are disclosed upfront.
✓
Full written breakdown before commitment
✓
No surprise charges or hidden lender fees
✓
If your mortgage doesn't fund, you don't pay us
Common Questions
Yes. We review lender options first. A credit check is only done with your permission.
No approval is ever guaranteed. We match you to realistic lender options based on your situation.
Not always. Many are designed to bridge into a lower-rate lender after income or leases improve.
Yes — select lenders offer little to no money-down programs for eligible owner-occupied
properties.
No. We help build an exit strategy to refinance to lower rates once your credit, income, or equity improves.
FSRA Notice
Commercial Mortgage Specialist
Jeffrey Ike
Licensed Mortgage Agent (Level 2)
FSRA #M21003771
Mortgage Brokered Through
Canadalend
FSRA #11384
We arrange commercial mortgages through banks, trust companies, credit unions, B-lenders, and private lenders across Ontario.
Contact Us
120 Woodstream Blvd, Unit 23 Woodbridge, ON L4L 7Z1
MORTGAGES POWERED BY
© 2025 Arise Capital Advisory. All rights reserved.