With over a decade of experience in finance, lending, and real estate, Jeffrey Ike is the CEO of Arise Capital Advisory and a Commercial Mortgage Specialist at CanadaLend.com, where he helps business owners, developers, and investors secure innovative financing solutions. Holding an MBA and having previously worked with TD Bank and BMO, Jeff brings over 10+ years of financial expertise spanning business financing, commercial mortgages, construction loans, and residential lending. Throughout his career, he has successfully helped clients secure more than $2 Billion in funded deals. Known for his analytical precision and entrepreneurial vision, Jeff bridges the worlds of banking and real estate turning financial complexity into growth opportunities that drive long-term success.
- Trusted by Canadians for smart, secure financing
Residential Mortgages for Borrowers Banks Decline
The Bank
Said No?
You Still Have
Options.
Bad credit? Bank rejected you?
Fast Equity-Based Mortgage Solutions For Credit
Challenged & Self Employed Borrowers In Ontario
NO Income Verification
NO Credit Check
Bad Credit Welcome
Get Funded Fast
Our specialist will reach out to you within 24 hours
NO CREDIT CHECK • FULLY CONFIDENTIAL
NO UPFRONT BROKER FEES
NO UPFRONT BROKER FEES
Canada’s Top Equity-Based Residential Mortgage SpecialistE
TOP RATED RESIDENTIAL MORTGAGE BROKER
★★★★★
5.0 Google Reviews
Over $2 Billion in Mortgages Across Ontario
Residential Mortgage Solutions
Get Approved When Banks Say No
Bad credit, self-employed, tax arrears, or bank turndown? We connect you with lenders who approve based on your home equity — fast, simple, Canada-wide.
Private & Alternative (A/B) Mortgages
Flexible approval options designed for selfemployed borrowers and clients declined by banks.
No Tax Returns or T4s Required
Credit Challenges Accepted
Interest-Only or Amortized Options
Home Equity Loan / 2nd Mortgage
Access your home's equity without touching your low-rate first mortgage. Funds for any purpose.
Up to 85% Combined LTV
No Income or Credit needed
Funding in 5–14 Days
Stop Power of Sale & Foreclosure
Immediate funding to stop foreclosure or power of sale and protect your home and equity.
Rush Closings — 48 Hours to 10 Days
Legal Fees May Be Covered
Short-Term 12–36 Month Solutions
Renovation & FixAnd-Flip Financings
Financing for major renovations, completion work, rental conversions, additions, or investment flips.
Up to 100% Financing of Construction/Renovation Budget
Progress Draws Available
Interest-Only Payments
Divorce or Estate Buyout Mortgage
Buy out a spouse or family member without needing traditional bank qualifications.
Equity-based buyout options
No full income verification required
Short-term solution + refinance plan
Debt Consolidation & CRA Tax Relief
Use home equity to clear debts, judgments, or CRA arrears and reduce monthly payments.
Consolidate credit cards & loans
CRA liens & tax debt accepted
Lower payments + rebuild credit
We have more than 10 years of experience
Trusted Financial Partners for Every Ambition
We believe trust is earned through transparency, and success is built through partnership. Every solution we design starts with one focus you.
Simple & Fast Process
How We Help You
How We Help You
Unlock Your Home's Equity
As your dedicated mortgage agent, we shop dozens of private and alternative lenders to find you the best deal — fast, hassle-free, and with no bank red tape.
Quick 2-Minute Application
Tell us about your property and situation with our simple online form — no obligations, no hard credit check.
We Shop the Best Options for You
We instantly compare 50+ private lenders, B-lenders, and trust companies to find the ones that fit your exact scenario — even if banks already said no.
Get Approved & Funded in Days
Choose the offer you like best. We manage the process and work to secure funding in as little as 7–14 days, depending on your lender and scenario
We Have OPTIONS When Banks Say NO
As your mortgage agent, we shop 50+ private, alternative, and B-lenders who don’t obsess over credit scores, income documents, or past bank refusals — only the equity in your home matters.
We get you approved when you have:
- ✓ Recent bankruptcy or consumer proposal
- ✓ Credit score below 600 (or no credit at all)
- ✓ CRA tax arrears, liens or judgments
- ✓ Behind on mortgage payments
- ✓ Already turned down by banks & credit unions
We also get you approved when you’re:
- ✓ Self-employed with no traditional proof of income
- ✓ Facing power of sale or foreclosure
- ✓ Going through divorce or separation
- ✓ Need funding in as little as 7–14 days
- ✓ Buried in high-interest credit card or unsecured debt
A Bank Decline Doesn’t Mean You’re Out Of Options
We source solutions from private and alternative lenders who
focus on your equity and real situation — not just perfect
paperwork.
Send us your scenario — fast approvals are possible,
with timing based on your lender and property.
Case Studies
Real clients. Real challenges. Real results—see how we turn mortgage declines into approvals.
Self-Employed Buyer
Stated Income Approval
Challenge
Bank denied due to low declared income
Solution
Approved with a B-lender using stated income
Re-qualifying for bank refinance in 12–18 months
Outcome
Bought the home they wanted with a realistic plan to lower payments later
Renewal Declined
Bad Credit + Consumer Proposal
Challenge
Renewal declined due to bad credit and consumer proposal
Solution
Private mortgage approved based on equity, not score
Plan to consolidate debt and refinance once score improves
Outcome
Kept the home + positioned to exit high rates
New to Canada
Limited Credit History
Challenge
Not enough credit history for bank approval
Solution
B-lender approved purchase with 20% down
Building score to move to an A-lender next renewal
Outcome
Purchased home without waiting years to qualify
Ready to Get Started? Let's See What You Qualify For
No Upfront Broker Fees — Ever
You only pay if your mortgage funds. No surprises. No pressure.
✓
All lender and legal fees disclosed upfront
✓
Full written breakdown before you sign anything
✓
If your mortgage doesn't fund, you don't pay us
Common Questions
Yes. We review solutions first. Credit is checked only with your permission.
No approval is ever guaranteed. We match you to realistic lender options based on your situation.
No. We help build an exit strategy to refinance to lower rates once your credit, income, or equity improves.
Yes. Some lenders approve based on equity, net worth, or business potential.
FSRA Notice
Commercial Mortgage Specialist
Jeffrey Ike
Licensed Mortgage Agent (Level 2)
FSRA #M21003771
Mortgage Brokered Through
Canadalend
FSRA #11384
We arrange residential mortgages through banks, trust companies, credit unions, B-lenders, and private lenders across Ontario.
Contact Us
120 Woodstream Blvd, Unit 23 Woodbridge, ON L4L 7Z1
MORTGAGES POWERED BY
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